Best Online Bank in Pakistan

We are living in a fast-moving digital era and gone are the days when you had to stand in long queues to pay bills or send money. Best Online Bank in Pakistan,  Now there are several services which can end hassles and save time. Online banking makes it easier to receive and send instant money and pay bills with a few taps. The best online banking in Pakistan allows you to avail various discounts for online shopping, deals on food and other items.

If you are interested in online banking, entrepreneur or running an online business in Pakistan. I have brought you a list of most user-friendly and credible banks that you can consider for your online business in 2022. With more than 35 recognized banks in Pakistan, there are only a few that provide online banking services. I have provided details of the banks and their online banking services and ranked them according to the quality of the services so that you can pick the best online bank in Pakistan that fits your requirements.

Best Online Bank in Pakistan


Best Online Bank Pakistan-Price in Pakistan

United Bank Limited was established in 1959 and today it is one of the leading banks of Pakistan because of its features and incredible programs for the benefit of the people. In 2017, UBL won the award of Pakistan’s Best Bank for Corporate Finance & Capital Market Development at the Pakistan Banking Awards. This bank has the highest adaptability to the needs of the times and to the customer requirements.

The digital app of UBL is one of the best online banking apps in Pakistan. It offers various features such as online shopping, prepaid services, online payments and you can perform the transactions from anywhere you want. Moreover, you can record the history of the transactions, take its screenshots and share it with the person concerned. You can pay on the CNIC number through the UBL application. You can also download UBL Digital App from:

Some of the best features of UBL digital App are:

  • Bill Management
  • Mobile TopUp
  • Pay Anyone
  • Schedule Payments
  • Prepaid Services
  • Government & Online Payments
  • Fee/ Voucher Payments
  • Pay to CNIC
  • Online Shopping
  • Zakat/ Donation
  • QR Code Pay
  • Cheque Management
  • E-transaction history
  • Card Management

Meezan Bank

Online Bank in Pakistan-Price in Pakistan

Meezan Bank is the first ever and the largest Islamic Bank in Pakistan. It was established in 2002 and it became the fastest growing financial institution in the country. It has launched several development programs such as affordable housing, affordable car loan schemes, and Roshan digital account.

Meezan bank has aligned all its services digitally. You can use any of their programs they offer with the digital app of Meezan. Moreover, with the app, you can send and receive money, browse their products, pay utility bills, and avail discounts at your fingertips. And the customer service of the bank is always there to facilitate you.

Some of the best features of Meezan Bank application are:

  • Bills and Top-up
  • Funds Transfer
  • Qibla Direction
  • Donations/ Zakat features
  • E-statements
  • Discount Offers

Meezan Bank is the best choice if you are looking for an online Shariah-compliant Islamic Bank. You can download the app from:


Best Bank in Pakistan-Price in Pakistan

Habib Bank Limited is the traditional and one of the oldest banks in Pakistan. It was established in 1941. It is one of those banks that adopted the digital transformation in the country. It is at the forefront to empower women and offers several investment opportunities for women through their HBL Nisa program. 

Its digital app has contributed to the success of the bank by making all the banking operations digital. With the app, you get to avail several benefits such as discounts to online shopping to investment, deals, entertainment and travel. It is loaded with amazing features to facilitate its people including:

  • Bill Payment
  • Loan Management
  • Mobile Recharge
  • Corporate Payment
  • Investment Plans
  • QR Payment
  • Deals and Discounts on everything
  • E Account Statement
  • Cheque Book Request
  • Funds Transfer

You can download the digital app of HBL through:

Askari Bank

Best Online Bank-Price in Pakistan

Askari Bank comes under the umbrella of the Fauji Foundation group. It was established in 1992 and has played a significant role in the growth of the banking sector in Pakistan. It has launched various programs to promote community growth and development.

You can avail the programs by Askari Bank through their digital app. The programs include mortgage finance, car loan, and personal finance. You can start your financial journey from your couch by using the digital app. The app comes with several helpful features and security measures such as:

  • Mobile Top Ups
  • Utility bills payment
  • Online Tickets
  • Funds Transfer
  • Debit Card Management
  • Credit Card Management
  • Deals and Discounts
  • Insurance Payments
  • ATM Locator

In addition to these features, you can earn reward points and use them to avail yourself of free waivers on multiple services and products:

Alfa by Bank Alfalah

Online Bank-Price in Pakistan

Bank Alfalah was established in 1992 however it took about five years to start its banking operation i.e. in 1997. It is one of the largest private banks in Pakistan. It has launched several programs for empowering its people. One of its programs includes Roshan digital accounts for overseas Pakistanis. Bank Alfalah provides services in two categories; personal banking and business banking to reach their customer priorities on top.

Their online digital app is an addition to their valuable services. The name of their app is Alfa which adds to their mission to bring finances within the reach of everyone. The application has some brilliant features to access your loans, bancassurance details and several Alfalah products with a single click. Moreover, you can do online shopping through Alfa Mall, buy train/bus/cinema tickets, order food and pay utility bills. Some of the key features of Alfa app are:

  • Cheque book request
  • Instant funds transfer
  • Initiate calls to the helpline within the app
  • Pay utility bills
  • E-statement
  • Locate nearby Alfalah branches or ATM near you
  • One-click view of special offers
  • Online Shopping

You can download Alfa app from:

National Bank of Pakistan

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NBP or National Bank of Pakistan is a government owned bank that was established in 1949. It is headquartered in Karachi. Its services are focused on corporate banking, consumer banking, investment banking and offers savings and loans services. 

National Bank of Pakistan has over 1,450 branches around the country. It is a highly successful bank. In 2017, it had total assets of $17 billion and net profit of $160 million. 

With NBP Digital Banking, financial services are available to NBP Conventional & NBP Aitemaad (Islamic Banking) Customers. The digital app of NBP is equipped with the latest banking features and enhanced security controls. Some key features of NBP app are:

  • Self Registration
  • Funds Transfer to/ From NBP account
  • Device Authentication through One Time Password & Device Binding Option
  • 4 Digit Mobile Pin for all financial transactions
  • Add multiple accounts
  • Union Pay QR, NFC Payment and QR Code Generation
  • Improved Beneficiary Management and Beneficiary payments
  • Inter Bank Funds Transfer, Local Funds Transfer and CNIC Transfer
  • Fee and utility bill payment
  • Biometric Login

You can download the digital application of National Bank of Pakistan here:

Standard Chartered

Standard Chartered-Price in Pakistan

Standard Chartered is an international bank which was founded in Pakistan in 2006. Standard Chartered Pakistan operates as a wholly-owned subsidiary of UK-based Standard Chartered Bank. The bank comprises Commercial Banking, Corporate and Institutional Banking, Retail banking and central & other items segments.

There are around 101 branches of Standard Chartered in Pakistan and it is still growing. A few years back, it reported total assets of $4.2 billion and a net profit of $87 million.

Standard Chartered Mobile is a user friendly and a convenient to use application that allows you to manage your finances anywhere and anytime.

It is designed keeping customers’ everyday banking needs. It has powerful features with an intuitive interface which allows you to manage your finances in a simple way. Some of the top features of Standard Chartered app are:

  • Viewing your details of your accounts, loans and credit cards and transaction history
  • Add beneficiary
  • Update your contact and mailing details instantly
  • Schedule funds transfer and set standing orders
  • Transfer funds to Standard Chartered and Other bank accounts
  • Make insurance, tax, mutual funds and school fee payments
  • Pay your credit card and utility bills and top up mobile balance
  • Hassle-free payment with QR pay
  • Locate nearest Standard Chartered ATM or Branch
  • Pay available on both post & pre-login screen on Standard Chartered Mobile

You can download Standard Chartered Mobile from here:

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