List of Top 10 Banks in Pakistan | Banks in Pakistan

Do you want to open a new bank account? Then you must be searching for the best bank in Pakistan.

Choosing a bank to open a bank account or perform other banking tasks is a hard job because of the number of options available in the banking sector. But don’t worry, we have made a list of the best banks in Pakistan that are perfect for transactions and offer awesome banking services.

All of these banks provide great banking facilities and treat their customers in the best possible way. They have great customer service and multiple exciting offers to offer. So, read on to find out more about the most profitable banks in Pakistan!

Structure of Banks in Pakistan

Banks in Pakistan are categorized in the following ways:

Deposit Protection Corporation

Deposit Protection Corporation is responsible for making sure that depositors of member’s Financial Institutions, which the State Bank of Pakistan regulates, are protected. It also defines the quantum of deposits to be paid in the not likely event of failure of a member financial Institute, which the State Bank of Pakistan regulates.

SBP-Banking Services Corporation

SBP-Banking Services Corporation supports the regulator in doing functions linked to export refinancing, currency management, foreign exchange, credit management, public debt management, interbank settlement system, etc.

National Institute of Banking and Finance 

National Institute of Banking and Finance is the major training arm of the regulator (State Bank of Pakistan), which is accountable for imparting training and capability building of State Bank of Pakistan’s employees and conducting different courses for financial institutes to keep abreast with the modern in the banking sector.

We can define the structure of Pakistani banks in another way: 

  • Commercial Banks
  • Microfinance Banks
  • International banks
  • Development Financial Institutions
  • Islamic banks

List of  10 Best Banks in Pakistan

Bank Notation Headquarters Employees Branches ATMs
Habib Bank Limited HBL Karachi 48,200 1,750+ 2,000+
National Bank of Pakistan NBP Karachi 21,000+ 1500+ 1,350
Meezan Bank MBL Karachi 12,350+ 800+ 1,000+
Bank Alfalah Limited BAL Karachi 7,000+ 700+ 800+
Muslim Commercial Bank MCB Lahore 16,292+ 1,400+ 1,350+
United Bank Limited UBL Karachi 14,000+ 1,400+ 1,400+
Allied Bank Limited ABL Lahore 11,000+ 1,350+ 1,500+
Bank Al Habib Ltd BAHL Karachi 9,415+ 935+ 935+
Askari Bank Rawalpindi 7,279+ 350+ 500+
Soneri Bank SBL Karachi 3,526+ 300+ 300+

1. Habib Bank Limited

Habib Bank Limited-price in Pakistan

Founded in the year 1941, HBL or Habib Bank Limited is the largest bank by assets in the country. It functions through its large network of 2007 ATMs and 1751 branches in the country and 55 branches across different countries. It offers services in the areas of 

  • SME
  • Branch Banking
  • Investment Banking
  • Corporate Banking
  • Retail Financing services

The headquarters of HBL is situated in the city of Lights, Karachi.  It has branches in major countries such as Africa, Europe, America, Australia, Asia, and the Middle East. HBL shares are listed on the Karachi Stock Exchange or KSX.

HBL App Features:

HBL has a mobile application on Android and Apple platforms that offers the following features:

  • Cheque book request
  • Mobile recharge
  • Funds transfer
  • Bill payment
  • Deals and discounts on different things
  • Loan management
  • E account statement
  • Investment plans 
  • QR payment
  • Corporate payment

Habib Bank Limited is involved in the commercial banking sector and multiple financial services. It also offers asset management services in the country and abroad. The divisions of HBL have Branch Banking, which includes securities, loans, and many other banking services such as small-scale businesses, customers, agriculture, and commercial clients.


2. National Bank of Pakistan

National Bank of Pakistan-price in Pakistan

National bank of Pakistan or NBP is the largest state-owned bank established back in 1949. It acts as an assistant to the CBP or Central Bank of Pakistan. NBP offers a range of banking services in the public sector and commercial sector. Informative details of the bank are as follows:

  • Around 21,000 employees
  • Headquartered in Karachi, Pakistan
  • 21 branches internationally
  • Above 1,500 branches across Pakistan
  • Representative offices are in Canada and China
  • Serving customers through more than 1350 ATMs

National Bank of Pakistan has crafted a wide range of products, to upgrade marketing and offer to the different sections of society and reach its cultural engagements. Some of its projects have been especially crafted for the low to middle-income parts of the society. The bank has launched special credit designs such as microfinance for entrepreneurs, farming, and industry.

NBP App Features:

NBP app also allows its customers to perform various banking processes such as:

  • Consumer Presented QR
  • Check Account Balance
  • Biometric Touch/Face ID Login
  • Get Account Statement
  • Education Fee Payments
  • Utility Bills Payments
  • NFC Payments through UPI Virtual Card ( Android Users Only)
  • Internet Bills Payments
  • Government Payments
  • Mobile/Airtime top ups
  • 1 Bill Payments (including credit card)
  • CNIC (transfer funds to any valid CNIC)
  • UPI Virtual Card Issuance 
  • IBT (NBP to NBP Fund Transfer)
  • Multiple Account Addition
  • IBFT (NBP to other Bank Fund Transfer)
  • Beneficiary Management
  • QR Payments through UPI Virtual Card 


3. Meezan Bank

Meezan Bank-price in Pakistan

Meezan bank is one of the best banks in Pakistan. It was established in 1997 and is the First Islamic Bank of Pakistan. This bank works in accordance with the rules and principles of Islamic law. It has more than 750 branches in major cities of the state. The bank is headquartered in the Meezan House, Karachi. Meezan Bank has the following interesting facts:

  • Paid-up capital of Rs.12.8 billion
  • Recognized Islamic Banking research 
  • Operates under the principles of Islamic Shariah
  • Advisory services offer services of home, Hajj pilgrims, retirement, weddings, etc.
  • Asset of Rs.1.138 trillion
  • Profit after taxation is Rs. 5.50 billion 

 Meezan Bank has been conferred with great recognition from different domestic and international institutions as the Best Islamic Bank in the country. As of December 2017, it has a healthy Capital Adequacy ratio of 12.89%. 

Meezan Bank offers the Car Ijarah, which is the greatest interest-free car funding goods in the country. It also offers numerous banking services such as Savings Account, Karobari Munafa Account, and Meezan Rupee Current Account. Its financial products completely depend on financing policies and leasing.

Meezan Bank App Features:

Meezan Bank App is one of the best Islamic banking apps in Pakistan. It has the following features:

  • E-statements
  • Funds Transfer
  • Discount Offers
  • Bills and Top-up
  • Qibla Direction
  • Zakat & Donations feature


4. Bank Alfalah Limited

Bank Alfalah Limited-price in Pakistan

Bank Alfalah Limited, founded back in 1997, is the only Pakistan bank controlled by the Abu Dhabi Group. Bank Alfalah Limited is the 6th largest bank in the country, with above 640 branches in Pakistan and worldwide. Chartered as a public limited partnership on 21st June 1992, beneath the Companies Ordinance, Bank Alfalah Limited began banking services from 1st November 1997. It provides business solutions to states, customers, businesses, and organizations through a huge range of cooperation and products. It also offers:

  • Credit cards
  • Corporate and finances investment
  • Securities brokerage
  • Customer banking and credit
  • Islamic and asset investment
  • Advertisement, SME, agri-finance
  • Savings
  • Loans

Bank Alfalah employs more than 7000 personnel and functions through a wide network of more than 700 branches across the country. According to a report released in 2014, the bank recorded Rs.55.378 billion as revenue and a total income of Rs.8.513 billion. It also operates internationally in different countries such as Bahrain, Bangladesh, the United Arab Emirates, and Afghanistan.

Bank Alfalah Limited App Features:

Following are the features of the Bank Alfalah mobile application:

  • Initiate calls to the helpline within the app
  • Online shopping
  • Cheque book request
  • Locate nearby Alfalah branches, ATM, or deposit machines near you
  • E-statement
  • One-click view of special offers
  • Instant funds transfer
  • Pay utility bills


5. MCB

MCB-price in Pakistan

MCB Limited is one of the best and oldest banks in Pakistan. It became operational back in 1947 and was nationalized in 1974 as a part of the Government of Pakistan’s Economic Reform Movement. The bank was later privatized in 1991. It has been awarded with the prestigious Euromoney Award for Best Investment Banks in Pakistan in a row for two years (2016 & 2017). Following are the some of the exciting details about it:

  • Around 16,000 employees
  • Headquartered in Lahore, Pakistan
  • More than 1400 branches across Pakistan
  • Serving about 4 million customers
  • About 8 branches in different countries

Back in 2005, MCB’s administration cut its name from Muslim Commercial Bank to MCB Bank to jump into international markets; they were encountering opposition because of the term “Muslim” espeically from Western Nations to have a permit.

MCB App Features:

Following are interesting features of MCB mobile app:

  • Secure financial transactions through OTP
  • User friendly & attractive layout
  • MCB and Other Bank Credit Card Bill Payments
  • Pay Postpaid Mobile Bills
  • Make Donations
  • Multiple Accounts Management
  • Purchase Tops ups for Prepaid
  • Mini Statement of up to 10 transactions
  • Utility Bill Payments
  • E-statement of last 6 months
  • Internal Funds Transfer & IBFT
  • MCB ATM Locator


6. United Bank Limited

United Bank Limited-price in Pakistan


Established in 1959, United Bank Limited is one of the largest and oldest commercial banks in the private sector in the country. It functions through a large network of above 1400 branches across the country and has an overseas presence in above 19 countries. It is engaged in commercial banking and similar services. UBL is headquartered in Karachi. Check out interesting information about the bank:

  •  Total assets of Rs. 1.86 trillion 
  •  Profit after tax of Rs. 4.91 billion
  • First female CEO, Sima Kamil
  • Declared Pakistan’s ‘Best Bank for Corporate Finance & Capital Market Development’
  •  Presence of more than 37,000 Omni Agents

UBL boasts of a consistent profitability record and firm financial profile. The bank specializes in Treasury Services, Retail Banking, Investment Banking, Corporate Banking, and more. Its shares are listed on all three stock exchanges of Pakistan. The bank’s GDR or Global Depository Receipts are listed on LSX or London Stock Exchange. It employs above 14000 people and is committed to offering the best banking experience to its customers and clients.

UBL App Features

UBL mobile application offers the following features:

  • Card management
  • Mobile TopUp
  • Cheque management
  • Bill Management
  • E-transaction history
  • QR Code Pay
  • Pay Anyone
  • Online Shopping
  • Prepaid services
  • Donation ; Zakat
  • Schedule Payments
  • Government & Online Payments
  • Fee ; Voucher Payments
  • Pay to CNIC


7. Allied Bank Limited

Allied Bank Limited-price in Pakistan

Allied Bank Limited or ABL was founded in a garage in 1942 before partition of the subcontinent. Allied Bank Limited went through rough and tough phases at the time of separation when extremists attacked ABL. ABL now provides Islamic, Personal, and Business Banking services from Corporate and Investment Banking. Plus, it provides services in 

  • Trade Services
  • Best savings account in Pakistan & Term Deposits
  • Credit & Debit Cards
  • Domestic Remittance
  • Bancassurance
  • Digital Banking
  • Agriculture Financing
  • Everyday Accounts
  • Personal Internet Banking
  • Mobile App 
  • Shariah-compliant Aitbaar Islamic Banking. 

Ahead, a little bit of useful information about ABL:

  • Tahir Hassan Qureshi is the CEO of Allied Bank Limited,
  • Over 1350 branches
  • 1500 ATMs
  • Rs. 1.364 trillion assets 

ABL also offers short-term credit facilities to customers to reach their daily working or business  money necessities and fund their receivables, lists, etc. In an interest to guarantee agreement, these helpful facilities also need security in the body of stocks.

ABL App Features

Following are the features of ABL mobile App:

  • Voice Assisted Banking for Funds Transfer, Accounts & ABL Credit Card Balance Inquiry using Siri (for iPhone users)
  • Biometric login with Touch ID (Login with Face ID is also available for iPhone users)
  • Personal Finance Management
  • 360 Degree Insight of relationship
  • Debit Card Management (Activation, PIN generation and Change, Temporary Block and Unblock, Allow International Use, Allow eCommerce Use)
  • Manage Personal Information (Add/update address and Preferred address marking)
  • Funds Transfers
  • Bus, Movie & Event Tickets
  • Credit Card Payments
  • Utility Bill Payments
  • Mobile Top ups
  • Pay AnyOne
  • Student Fee Payments
  • Govt. Payments
  • Internet Shopping
  • Internet/Broadband Bill Payments
  • Insurance Payments
  • Mastercard QR Scan & Pay
  •  Investment Payments
  • Golootlo QR Scan for discounts
  • Donations
  • Franchise Payments
  • PayDay Finance Loan
  • Daily transaction limit view and adjustment
  • Manage ABL AMC Mutual Fund Investments
  • Marking of Transfer/Payment as Favorite
  • Mini & Full Account Statement
  • Payee/ Biller management.
  • Subscription of E-Statement on different frequencies
  • Account Link/Delink and default account setup
  •  Cheque Book request & Cheque Status Inquiry
  • View transaction history
  • Allied Live Chat
  •  Alerts & Notifications
  • Locate Us
  • Discount Offers


8. Bank Al Habib Ltd

Bank Al Habib Ltd-price in Pakistan

Pakistan’s wealthiest family, ‘Dawood Habib Family’ owns Bank Al Habib Limited owns this commercial bank. Mr. Mansoor Ali Khan is the CEO and Mr. Abbas Dawood Habib is the Board of Directors. The sponsor of Bank AL Habib Limited Dawood Habib Group has a long track record in banking that dates back to the time of 1920s. Here is some helpful information about the bank that will convince you to choose this bank as your next option to avail banking services of a bank in Pakistan:

  • Above 935 branches across the country
  • Rs.1.944 trillion assets
  • Rs.4.79 billion profit before tax
  • Wholesale Branch in the Kingdom of Bahrain, Malaysia, and Seychelles
  • Representative Offices in Kenya, Dubai, China, and Turkey

Mission statement of the banks is to be the customers’ most convenient and trusted bank. The vision of the bank is to make banking pleasant,safe, and simple for everyone. Bank Al Habib Ltd has also launched its mobile banking app which we will discuss next.

Bank Al Habib Ltd App Features

You can do multiple tasks on the bank’s app. It has the following features:

  • Multiple Funds Transfer with single click
  • Stop Payment of Cheque(s)
  • Multiple Bill Payments with single click
  • Set any Transaction as Favourite
  • Set Payee Transaction Limit
  • Get an OTP for every Transaction
  • Balance Certificate
  • Term Deposit Statement
  • With Holding Tax Certificate
  • View Your Profile
  • Supplementary Credit Card Details
  • Select Primary Account Number
  • Alerts & Notifications
  • Retrieve User ID by using Forgot User ID option
  • Forex Calculator
  • Alternate Login on Mobile App with PIN, Pattern & Fingerprint
  • Term Deposit Calculator
  • Balance Inquiry
  • Bill Payments
  • Account Details
  • Funds Transfer
  • To your own BAHL accounts
  • To other Banks (Inter Bank Funds Transfer)
  • To any BAHL accounts (Intra Bank Funds Transfer)
  • Term Deposit Details
  • View & Request Account Statement
  • Credit Card Inquiry & Payment


9. Askari Bank

Askari Bank-price in Pakistan

Askari Bank is a retail and business bank in Pakistan and Fauji Foundation controls this bank. It was founded back in 1991, as a Public Limited Company. In the year 2013, Fauji Group procured it. Askari Bank is registered on the PSX or Pakistan Stock Exchange and was also registered on different stock exchanges like Islamabad, Karachi, and Lahore before their alliance to make the exclusive united PSX or Pakistan Stock Exchange. It earned its license of Banking Companies Ordinance. The bank offers various services such as:

  • Asset Management segments
  • Corporate and finances investment
  • Securities brokerage
  • Customer banking, and credit
  • Trading and Sales
  • Commercial Banking
  • Retail Banking
  • Agency Services
  • Payment and Settlement

Headquartered in the district of Rawalpindi, Punjab, Askari bank employs more than 7,279 personnel with above 350 branches across Pakistan. According to a 2016 report, the bank reports net assets valued at US $5.6 billion and a total profit of US $47 million.

Askari Bank App Features

Following are the features of Askari Bank mobile application for its customers:

  • Insurance Payments
  • Utility Bills Payment
  • Funds Transfer
  • Mobile Top Ups
  • ATM Locator
  • Online Tickets
  • Debit Card Management
  • Credit Card Management
  • Deals and Discounts


10. Soneri Bank 

Soneri Bank-price in Pakistan

Soneri Bank was chartered in the country Back in 1991 as a public limited partnership beneath the Banking Companies Ordinance. The bank’s certified office is situated at Rupali House Lahore, Punjab and its shares are available on PSX or Pakistan Stock Exchange. Soneri  Bank is involved in:

  • Working with above 300 branches including around 21 Islamic banking branches
  • Investment services as defined in the BCO or Banking Companies Ordinance, 1962.
  • Credit cards.
  • Retail Banking services including
  • savings account
  • current accounts
  • SME financing
  • pensioners account
  • agricultural financing
  • deposit lockers
  • consumer finance
  • SMS alert services
  • electronic banking
  • Loans.
  • Corporate and Investment Banking provides customers;
  • cash management services
  • supply chain financing
  • working capital financing
  • long-term financing
  • Online Banking services
  • Foreign Exchange Services

The bank currently has 3,526 employers, and as of the year 2020, it reported Rs.1.9 billion as profit for 2019 through its annual financial report. The bank aims for financial inclusion and ease of transactions via its products and services. It operates with a firm growth mindset that values inclusivity and diversity as part of the brand culture.

Soneri Bank App Features

  • Manage multiple accounts in one place
  • Feel secure when you login with your Fingerprint/face id
  • View your Soneri Master Debit Card Details
  • Check your balance and view your account statement online or download them in printable format
  • View your Soneri Master Debit Card Statement
  • Enable/Disable E-Commerce Transaction
  • Change your Soneri Bank Master Debit Card ATM PIN
  • Enable/Disable International cash withdrawal and POS transaction at any time
  • Pay Zakat and Donations
  • Temporary Block your existing Soneri Master Debit Card active and get it reactivated whenever you want
  • Cheque Book Request
  • Locate Soneri Bank Branches and ATMs
  • Transfer Funds 24/7 from Soneri APP
  • Save your transactions as Templates for quick payments
  • Receive Login and Logout alerts
  • Fund Transfer
  • Mark your favorite Beneficiaries and Billers
  • Bill Payment



Which bank is best for home loans in Pakistan?

The national bank of Pakistan has been providing fine home loans in Pakistan. So, you can opt for NBP.

Which bank is best in Pakistan?

We have listed the 10 best banks in Pakistan. You can go through the list and check out their details.

Which bank is best for car loans in Pakistan?

If you are looking for Islamic car loans, you can opt for Meezan bank as it has offered the first-ever Interest-free Car Loan Product, Car Ijarah. This product is based on the Islamic financing mode of Ijarah or leasing.

Which bank has the most customers in Pakistan?

All of the enlisted banks are those banks in Pakistan that have the most customers in Pakistan. Read the list and get all the information about them.

Which private bank is best in Pakistan?

In the list, we have mentioned some of the best private banks in Pakistan such as HBL, ABL, BAHL, etc.

Which bank has the best Internet banking in Pakistan?

All of our selected options in the list of best banks in Pakistan have the best Internet banking in Pakistan.



That was all about the best banks in Pakistan. There are numerous small and big banks operating in Pakistan but not all of them are suitable for every customer. We have provided you with the list in which we selected the best banks offering excellent banking services and top-notch facilities to its potential customers like you. We tried our best to give you maximum information about the top banks in Pakistan. If you are still confused or need some more information, you may visit their official websites.

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